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Now that the new year is firmly planted under our feet, we’ll probably see a small quickening of activity around us. It’s going to be a slow go, if all the indicators we’re observing on the street are accurate. The market continues slow. Many are scrambling to get some balance. And bad habits are difficult [...]

Ain’t life grand?
The greatest gift of all is being able to start a new day (or a new year). Think about it. With each new beginning we start with a tabula rasa — a completely clean slate.
The past is done. We aren’t going to be able to do anything about what’s gone before beyond learn [...]