Yup, the media and the government are finally figuring out – and admitting – that things aren’t quite as rosy as they’ve been telling us for the last couple years.  Well, duh! Any one of the countless seniors trying to get by on a fixed incomes could have told us that a long time ago. [...]

Now that the new year is firmly planted under our feet, we’ll probably see a small quickening of activity around us. It’s going to be a slow go, if all the indicators we’re observing on the street are accurate. The market continues slow. Many are scrambling to get some balance. And bad habits are difficult [...]